Yes, Bonds Can Lose Value, Too

Tim Hale

April 19, 2022

The stock market has had a rough spell this past quarter. It’s common for stocks to experience this kind of turbulence, but the drop in bond values has surprised investors.

What’s going on here? Aren’t bonds the “safe” part of an investment portfolio?

Tim Hale

March 14, 2022

How Debt Can Ruin Your Retirement

Tim Hale

March 14, 2022

I’ve been surprised at how many conversations I’ve had with retirees about debt over the last few years, and how to get it paid off before they officially retire. Frankly it’s a relief, since I believe all retirees should head into retirement debt free.

Tim Hale

February 16, 2022

Taxes in Retirement: What You Need to Know

Tim Hale

February 16, 2022

Federal income taxes are fairly straightforward for most individuals during their working years. In a progressive income tax system like ours, you pay taxes at a certain rate. Once your income exceeds the top tier of that rate bucket, the next dollar you earn is paid at a higher rate.

Tim Hale

January 13, 2022

Investing is Scary, But There Are Few Better Options

Tim Hale

January 13, 2022

As I write this, the market has been whipsawing between up days and down days for the last few weeks. This volatility–driven by inflation concerns and the potential economic impact of the omicron virus–can make stock market investing a nauseating experience.

Tim Hale

December 13, 2021

There's Finally a Place for Your Savings to Earn Some Good Interest!

Tim Hale

December 13, 2021

The last time I checked what my bank deposits to my savings account, it was 0.05% per year. That’s not 5%, it’s not even five tenths of a percent. It’s 5 hundredths!