mutual fund

The Incredible Simplicity of Index Funds and Why It Matters

When it comes to investing, research shows that you’re better off embracing the boring. How is this done?

The primary way is to seek out low-cost index funds for your IRA, 401k, or other investment account, rather than using “actively managed” mutual funds. The research is consistent on this topic: Index funds outperform the vast majority of actively managed mutual funds over time.

What are index funds and how do they relate to actively managed mutual funds? The answer will help you become a better investor.

Should You Use Target Retirement Funds in Your 401(k)?

In the past I’ve talked about the importance of rebalancing and changing your asset allocation as you approach retirement. Making these tiny but crucial “course corrections” is a very important step in the retirement saving process, but it can take time and be a bit complicated, depending on how many investments you have to work with.

Wouldn’t it be nice if there was a service that would change your 401(k) asset allocation for you--automatically?